As the festival of lights approaches, many of us are in a spending mode, whether it’s for gifts or personal purchases. Recognizing this celebratory spirit, banks are unveiling a plethora of deals and discounts on their credit cards. From cashback rewards on festive shopping to special discounts, we take a look at some credit cards that have attractive Diwali offers on shopping, dining, travel, and more.

SBI Credit Card Offers:
SBI credit cards have discounts and cashbacks across various categories this Diwali. For example, you can get a 5% discount at Great Eastern Retail stores for electronics and a 10% instant discount on Flipkart. If you’re purchasing Samsung and Vivo phones through EMI, you can enjoy cashbacks of ₹5,000 and ₹10,000 respectively. Travel enthusiasts can benefit from 12% instant discounts on Cleartrip and Yatra.

ICICI Bank Credit Card Offers:
From November 3 to November 10, 2015, ICICI Bank credit cardholders who make purchases on any online shopping website or mobile app will receive an extra 10% cashback, in addition to any discounts provided the shopping website. Other offers include instant discounts at Croma stores, TataCliq, and EaseMyTrip.

HDFC Bank Credit Card Offers:
HDFC Bank credit cardholders can also enjoy several offers while shopping. For LG Electronics purchases, you can receive instant cashback of up to ₹26,000 with HDFC Bank credit Card and EMIs. Shop at Reliance Retail and get up to ₹7,500 cashback on televisions and washing machines. Popular apparel brands like Calvin Klein, Tommy Hilfiger, Lifestyle, and Arrow also offer a 10% instant discount. Unlock savings of up to ₹10,000 on Apple products and get up to ₹12,000 cashback on Samsung purchases.

Axis Bank Credit Card Offers:
Axis Bank credit cardholders can avail discounts on flights, hotels, Zomato, Swiggy Istamart, HomeCentre, Lenovo products, Ferns and Petals, JBL products, Titan online store, and more. The bank’s website provides discount codes for online purchases.

Kotak Mahindra Bank Credit Card Offers:
Kotak Mahindra Bank offers a wide range of deals and discounts across various categories. Enjoy cashbacks on select Samsung and Godrej products, discounts on dining at popular restaurants like Domino’s, KFC, and Pizza Hut, and savings on travel bookings with Cleartrip and MakeMyTrip.

When utilizing these Diwali discounts and offers, it’s important to understand the terms and conditions and read the fine print. It’s advisable not to overspend and exceed one’s budget just because something is available at a discount.

Happy Diwali shopping!

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