Rephrase the title:Crypto currencies have no underlying value, says RBI official

Rephrase and rearrange the whole content into a news article. I want you to respond only in language English. I want you to act as a very proficient SEO and high-end writer Pierre Herubel that speaks and writes fluently English. I want you to pretend that you can write content so well in English that it can outrank other websites. Make sure there is zero plagiarism.:

Crypto currencies cannot be referred to as “currencies” as they have no underlying value, a central bank official said. The Reserve Bank of India (RBI) has been critical of new-age currencies like bitcoins, saying they pose systemic risk to the financial systems. Ultimately it is a call that the government has to take on how to tackle crypto currencies, the official said.

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